Financial Tips

Ask people when the best time to buy a car is, and you’ll probably get several answers. One person recommends holiday sales, another waits for year-end events, so on. Those strategies all have one thing in common - they’re focused on finding the right date on the calendar.

A borrower may have excellent credit, yet still encounter an unexpected obstacle during the approval process. While most would assume their credit score is the issue, another number often plays an equally important role – your debt-to-income ratio.

Buying a new car is exciting, but there’s always that feeling of uneasiness knowing you’re about to run the gauntlet of dealer games. If you want to drive away knowing you got a great deal, you just need to be one step ahead of the dealers!

As a new year continues to roll out and financial resolutions are still on your mind, it’s worth taking a moment to ask yourself: Does your current car loan fit your budget as well as it could?

When buying a new car, it’s definitely hard to resist a big banner at the dealership that says 0% APR. After all, anything that saves you money must be a good deal, right? Not always.