Financial Tips

Vehicle repossession: Know your Rights and Responsibilities

Vehicle repossession: Know your Rights and Responsibilities

Authored By: FiCare FCU on 8/19/2025

When you finance a vehicle, the lender holds certain rights until you make your final payment. If you default, the lender may have the right to repossess  the vehicle.

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The 10 Lowest-Cost Vehicles to Insure

The 10 Lowest-Cost Vehicles to Insure

Authored By: FiCare FCU on 8/10/2025

Vehicles that are cheaper to insure tend to have attributes such as strong safety records, lower repair costs, and less likelihood of theft.

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Be on Track to Win Big with Balance!

Be on Track to Win Big with Balance!

Authored By: FiCare FCU on 8/1/2025

It’s time for the "Be on Track" Summer Sweepstakes; presented by our trusted partner in financial education, Balance.

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Four Foreclosure Rescue Scams To Avoid

Four Foreclosure Rescue Scams To Avoid

Authored By: FiCare FCU on 8/1/2025

There have been a slew of con artists that have popped up in recent years who prey on homeowners facing foreclosure. Be aware of common scams.

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Financial Prep Before a Natural Disaster

Financial Prep Before a Natural Disaster

Authored By: FiCare FCU on 7/25/2025

While you can’t stop a catastrophe from happening, you can take preventative measures to cushion the blow on your personal finances.

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Nine Ways to Master Your Money

Nine Ways to Master Your Money

Authored By: FiCare FCU on 6/25/2025

Nine pro tips to take charge of your finances.

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Study Guide to Paying Off Student Loans

Study Guide to Paying Off Student Loans

Authored By: FiCare FCU on 6/20/2025

If you borrowed a hefty chunk of change, repaying your loans may seem like a daunting task.

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Safety Guide to Digital Payment Apps

Safety Guide to Digital Payment Apps

Authored By: FiCare FCU on 6/4/2025

Scams will always find their way into popular technologies, and digital payment apps are no exception.

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Beware of Bitcoin ATM Scams

Beware of Bitcoin ATM Scams

Authored By: FiCare FCU on 5/28/2025

Is there a legit reason for someone to send you to a Bitcoin ATM? The short answer is NO. 

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10 Things New College Grads Should Do to Plan Their Financial Lives

10 Things New College Grads Should Do to Plan Their Financial Lives

5/9/2025

By taking these steps, you can cultivate healthy financial habits that will serve you well into the future. 

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Watch Out for Card Skimmers

Watch Out for Card Skimmers

Authored By: FiCare FCU on 4/24/2025

By staying vigilant and taking these precautions, you can help protect yourself from card skimming.

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Saving for Homeownership

Saving for Homeownership

Authored By: FiCare FCU on 4/16/2025

Buying a home is both an exciting and challenging venture - but saving for home purchase takes commitment, research, and sometimes sacrifice. 

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Why You Should Not Hire a Credit Repair Company

Why You Should Not Hire a Credit Repair Company

Authored By: FiCare FCU on 4/8/2025

If your credit report shows a history of debt problems or contains errors, you may consider using a repair service to “clean it up.”

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Developing Shrewd Spending Habits

Developing Shrewd Spending Habits

Authored By: FiCare FCU on 3/31/2025

Developing shrewd spending habits requires awareness, discipline, and a proactive approach to financial management. 

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Don't Be Scammed by Fake IRS Communications

Don't Be Scammed by Fake IRS Communications

Authored By: FiCare FCU on 3/11/2025

Be aware of how the IRS operates and remain vigilant against suspicious communications.

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Wise Ways to Use Your Tax Refund

Wise Ways to Use Your Tax Refund

Authored By: FiCare FCU on 2/4/2025

By using your tax refund wisely, you can set yourself up for a more secure financial future.

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Financial Planning for Newlyweds

Financial Planning for Newlyweds

Authored By: FiCare FCU on 1/27/2025

With careful planning and open communication, newlyweds can set themselves up for long-term financial success.

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Why Smart College Grads are Saving for Tomorrow Today

Why Smart College Grads are Saving for Tomorrow Today

Authored By: FiCare FCU on 1/22/2025

Making retirement savings a priority today can set you on a path toward financial independence, ensuring that your future is as bright and promising as your present. 

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Financial Resolutions for a Prosperous Year Ahead

Financial Resolutions for a Prosperous Year Ahead

Authored By: FiCare FCU on 12/23/2024

The new year is a great opportunity to prioritize your financial well-being and set yourself up for success! 

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Navigating Rising Food Prices

Navigating Rising Food Prices

Authored By: FiCare FCU on 12/17/2024

While rising food prices can be daunting, you can take proactive steps to manage grocery costs effectively. 

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The Risks of Withdrawing From Your Retirement Savings During Tough Times

The Risks of Withdrawing From Your Retirement Savings During Tough Times

Authored By: FiCare FCU on 11/12/2024

No matter how tough circumstances get, accessing your retirement funds should be a last resort option. 

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Avoid Scams When Buying or Selling a Car

Avoid Scams When Buying or Selling a Car

Authored By: FiCare FCU on 11/6/2024

Whether you're a seasoned buyer or seller or new to the automobile market, understanding how to navigate common scams can save you time, money, and a great deal of frustration.

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Ways to Negotiate Medical Debt

Ways to Negotiate Medical Debt

Authored By: FiCare FCU on 10/31/2024

Whether due to unexpected emergencies or ongoing treatments, negotiating medical debt is a viable option for many consumers.

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Adulting 101: How to Create Your First Budget

Adulting 101: How to Create Your First Budget

Authored By: FiCare FCU on 10/29/2024

Now that you are an adult, mom and dad are no longer your primary source of cash, so managing money is even more critical.

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Understanding Credit Score Rating & Ranges

Understanding Credit Score Rating & Ranges

Authored By: FiCare FCU on 10/23/2024

Your credit score is a vital part of your financial history. Lenders and other organizations use it to understand how much of a risk you are regarding financial matters and repaying your debts.

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5 Steps to Financial Relief After a Hurricane

5 Steps to Financial Relief After a Hurricane

Authored By: FiCare FCU on 10/16/2024

As any victim of a natural disaster knows, putting your life back together may take weeks, months or even years. Fortunately, when it comes to property and finances, you can take actionable steps to reclaim what you lost.

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How to Manage Your Money After a Natural Disaster

How to Manage Your Money After a Natural Disaster

Authored By: FiCare FCU on 10/16/2024

Floods, fires, earthquakes, tornadoes, and other natural disasters can wreak havoc with your personal life – including your finances. The following tips can help organize an action plan to tackle potential difficulties.

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Hurricane Assistance and Resources

Hurricane Assistance and Resources

Authored By: FiCare FCU on 10/1/2024

If your home or property has been impacted by the storm, we want you to know that FiCare Federal Credit Union is here to support you.

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FiCare Awarded Credit Union of the Year

FiCare Awarded Credit Union of the Year

Authored By: FiCare FCU on 6/23/2024

On Friday, June 14, 2023, FiCare FCU's CEO Denelle Miller accepted the award on behalf of the credit union at the annual League of Southeastern Credit Unions (LSCU) & Affiliates Conference in Orlando, FL.

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Retirement Planning for Healthcare Professionals: A Credit Union’s Guide in Lutz FL

Retirement Planning for Healthcare Professionals: A Credit Union’s Guide in Lutz FL

Authored By: FiCare FCU on 2/13/2024

Retirement planning for healthcare professionals is crucial in today’s economy. As the dollar gets weaker and the costs of living rise, assuming that a prestigious profession is automatically safe is a growing risk. If you’re unsure where to start, let a credit union help you with your financial planning. Read on to learn about this process.

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Building a Solid Emergency Fund: Credit Union Tips for Healthcare Workers in Tampa FL

Building a Solid Emergency Fund: Credit Union Tips for Healthcare Workers in Tampa FL

Authored By: FiCare FCU on 1/12/2024

In the whirlwind of your daily life as a healthcare hero in Tampa, unexpected twists are your norm. From urgent calls to unpredictable shifts, you’re the bedrock of care in moments of chaos. But what about safeguarding your stability? An emergency fund is your financial safety net in the face of life’s surprises

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3 Tips for Building a Solid Medical Equipment Purchasing Plan in Clearwater FL

3 Tips for Building a Solid Medical Equipment Purchasing Plan in Clearwater FL

Authored By: FiCare FCU on 12/14/2023

Whether you’re managing a hospital or clinic, you can benefit from the information below. We’re going to discuss everything you need to know about creating a medical equipment purchasing plan.

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How to Build a Strong Credit Score in Lutz FL

How to Build a Strong Credit Score in Lutz FL

Authored By: FiCare FCU on 11/14/2023

Only 27% of adults check their credit score monthly. If you aren’t aware of your credit score, you might be surprised by your three-digit number when applying for loans, mortgages, credit cards, and more.

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Is It Better To Have a Fixed Rate or Adjustable Rate Mortgage in Tampa FL?

Is It Better To Have a Fixed Rate or Adjustable Rate Mortgage in Tampa FL?

Authored By: FiCare FCU on 10/20/2023

Owning a home is one of the biggest investments most people will make in their lifetime. With higher interest rates, more people are looking toward adjustable-rate mortgages versus fixed-rate mortgages. 

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How To Manage Student Loans in Clearwater FL

How To Manage Student Loans in Clearwater FL

Authored By: FiCare FCU on 9/18/2023

There is a student loan debt crisis in the United States. As of the third quarter of 2023, Americans hold more than $1.6 trillion in outstanding student loan debt. The good news is that there are programs to help with Florida student loans. Read on to learn how to deal with your student loans.

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Documents Needed for a Car Loan in Lutz FL

Documents Needed for a Car Loan in Lutz FL

Authored By: FiCare FCU on 8/14/2023

If you’re in Lutz or the surrounding area and on the hunt for a new vehicle, you would do well to explore credit unions. These financial institutions offer great credit union car loan rates, and even better — they’re plentiful. 

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How To Reduce Credit Card Debt in Tampa FL

How To Reduce Credit Card Debt in Tampa FL

Authored By: FiCare FCU on 7/12/2023

U.S. consumers now owe close to $1 trillion on their credit cards. It’s incredibly easy to build up credit card debt, but it can be difficult to manage and reduce it once it’s built up. Keep reading to find out how to manage and reduce your credit card debt.

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How to Open a Savings Account in Clearwater FL

How to Open a Savings Account in Clearwater FL

Authored By: FiCare FCU on 6/9/2023

These days, opening a savings account is one of the easiest ways to make money. The question is: how do you make the most of this investment?

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A Guide to the Different Types of Checking Accounts in Tampa FL

A Guide to the Different Types of Checking Accounts in Tampa FL

Authored By: FiCare FCU on 5/16/2023

Are you looking for a checking account in Tampa, FL that suits your financial needs? Understanding the different types of checking accounts available can help you choose the right one.

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Understanding the Different Types of Savings Accounts in Lutz FL

Understanding the Different Types of Savings Accounts in Lutz FL

Authored By: FiCare FCU on 4/17/2023

There are many different types of savings accounts you can open as an individual interested in achieving your various financial goals. 

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What Is a Fixed Rate Credit Card and What Are the Benefits in Tampa FL?

What Is a Fixed Rate Credit Card and What Are the Benefits in Tampa FL?

Authored By: FiCare FCU on 3/15/2023

Did you know that the average American has around $5,313 in credit card debt? With the increasing popularity of applying for credit cards, it’s no surprise that most of us are accustomed to carrying a balance each month.

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What Are Credit Union Car Loan Requirements in Clearwater FL?

What Are Credit Union Car Loan Requirements in Clearwater FL?

Authored By: FiCare FCU on 3/6/2023

Are you thinking of getting a car loan but are not sure where to start?  Applying for a car loan can be confusing, especially if you don’t know what the requirements are.

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Teaching Your Teen Checking Account Basics

Teaching Your Teen Checking Account Basics

Authored By: FiCare FCU on 1/3/2019

Teaching your child financial skills can seem like a daunting task. This article focuses on how to teach an adolescent checking account basics.

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Teaching Your Teen to Build a Budget

Teaching Your Teen to Build a Budget

Authored By: FiCare FCU on 10/3/2018

Teaching your child financial skills can seem like a daunting task. However, it is essential if your child is to become a financially responsible adult.

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Teaching Your Teen to Save

Teaching Your Teen to Save

Authored By: FiCare FCU on 4/2/2018

Teaching your child financial skills can seem like a daunting task. This article focuses on how to teach adolescents the good habit of saving money.

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