Buy What You Need. Earn What You Want. uChoose Rewards


uChoose Rewards® is a valuable, points-based card rewards program available to all FiCare FCU members with a debit or credit card.  Simply register your card and you'll start earning points every time you swipe and sign for everyday purchases.  Track and redeem your points online at

Register Your Card



With uChoose Rewards®, just shop as you normally do, and watch the rewards add up! Groceries, gas, dining out; your typical purchases can now earn you great rewards. Earn additional rewards when you shop at participating retailers or the uChoose Rewards Mall.

Earn Points

Earn one point for per $1 spent on your FiCare Credit Card purchases, and one point per $3 spent on your FiCare Debit Card purchases.

Enjoy Your Rewards

Watch the points add up! Then, redeem them for exciting rewards.  Choose from cash back (to your account), gift cards, merchandise, events and more. 


Register Your Card

  1. Visit
  2. Click "Register" and enter your credit or debit card number
  3. Create a username and password
  4. Enter your email and set your preferences

Register Your Card

uChoose Rewards



What is uChoose Rewards®?
A rewards program where you earn points every time you use your FiCare debit or credit card for your purchases. You can also earn additional points for shopping at participating retailers with your card. Redeem your points for anything of your choice from a vast online rewards catalog, or choose to redeem your points as cash back in the form of an account credit.

How do I get started?
To register your account(s), visit, click on the Register link, and then create your own User ID and password to access the system. If you report your card lost or stolen, or obtain a new card number for any reason, you must register your replacement card to earn or redeem points.

How do I earn points?
You earn points every time you use your FiCare VISA® debit or credit card for your purchases, and you can earn additional points for shopping at participating retailers, whether it’s in-store at national or local retailers or online through When shopping in-store, you earn 1 point for every $1 in credit card signature transactions and 1 point for every $3 in debit card PIN or signature transactions. 

Where can I earn points?
Everywhere your card is accepted, and you can earn additional points by shopping at participating retailers. View a complete list of participating retailers at

What can I redeem my points for?
It’s your choice! You can choose from millions of options, whether it’s gift cards, merchandise, travel experiences, or activities.

How much does it cost to participate?
There’s no cost. Membership in uChoose Rewards® is absolutely free for FiCare cardholders, so start shopping and earning today.

Can I add joint owners to my uChoose account?
All cards within an account can be linked to earn points together. If you have additional debit cards within the same account, you can link them together to earn rewards faster.  Just go to the Profile page and click on Link Another Account to Your Program.


uChoose Rewards is a registered trademark of Fiserv, Inc.

The uChoose Rewards program is available to open and active FiCare accounts. For more information, see the Program Terms & Conditions link at

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