You can use personal loans for a wide variety of reasons, such as weddings, auto repairs, home improvements, debt consolidation, vacations, and more!
We make the process quick and easy with simple applications, 24-hour decisions, and convenient closing options.
Free Official Checks
We can pay the companies or creditors directly from the loan proceeds with free Official Checks.
No Origination or Application Fees
Some lenders charge an origination fee of between 1% and 8%. At FiCare, there are no application or origination fees.
How It Works
- Loan Amounts: From $500 up to $30,000
- Term: 84 months or less, depending on the amount borrowed
- No application fees, loan fees, or prepayment penalty
- No collateral required
- Your credit score determines your loan interest rate.
- Depending on the amount, you may be required to provide estimates of the expenses or statements of the accounts you are consolidating before approval.
Loan offers are subject to credit approval based upon applicant’s conformity with standard credit union approval guidelines. Loan application submitted Friday through Sunday or on holidays typically receive a decision the next business day. Speak to a Loan Officer for further details. Official checks are free when paid directly to the creditors or companies from the loan proceeds at the time of loan closing. Official checks requested during other branch visits are subject to a fee. See Fee Schedule.