Share Certificates

A savings option that puts your money to work. By committing to keep your funds on deposit for a set term, you'll earn higher dividend rates than with traditional savings accounts.  

Share Certificate Special

For a limited time, members can open a short-term, 8-month Share Certificate at the premium rate of 5.24% APY! To qualify for this special rate, the Certificate must be opened with new deposits to the Credit Union. 

A Flexible, Safe, and Competitive Investment

Invest in your future without risking your money. You can feel secure, knowing you will never lose the principal balance. Terms range from six months to five years to fit your individual circumstances. FiCare works hard to offer leading competitive rates on our Certificates, and will match rates of local competitor financial institutions*.

How It Works

• Pays higher rates than other savings plans.
• Get started with as little as $1,000 opening balance.
• Funds are “locked in” until the CD matures.
• Worry-free renewal at the current competitive savings rates (excludes special CDs).
• Seven day renewal period to decide if you want to renew the CD.
• A penalty applies if the CD is closed before maturity.

Open Account     

Terms and requirements for rate of competitor financial institution must match that of FiCare.

*APY = Annual Percentage Yield. Early withdrawal penalties may reduce earnings on account. Rates subject to change and offer subject to termination at any time.