Loan Rates

Auto & Motorcycle Loans
Effective Date: Friday, May 24th, 2024
TypeAPR* as low as
New 5.49%
Used 5.49%

Boats, RVs, Travel Trailers
Effective Date: Friday, May 24th, 2024
TypeAPR* as low as
New 6.99%
Used 6.99%

ATV, Jet Ski, Misc. Specialty Vehicle
Effective Date: Friday, May 24th, 2024
TypeAPR* as low as
New 7.24%
Used 7.24%

Personal Loans
Effective Date: Friday, May 24th, 2024
APR* as low as
  9.99%

Share Secured Loans
Effective Date: Friday, May 24th, 2024
APR* as low as
  Share rate + 3.75%

Credit Cards
Effective Date: Friday, May 24th, 2024
NameAPR* as low as
Platinum Visa 9.50%
Secured Visa 13.90%

*APR is Annual Percentage Rate.

Rates, terms, and conditions are subject to change without notice. Rates vary by individual credit history and term of loan. All rates discounts and/or promotional offers combined may not go below the current floor rate of 5.00% APR for consumer loans. For current rates and terms for specific loans, contact us. Loan applications with verification of income and Buyer's Orders may be submitted in person, by mail, or by fax to the appropriate office. See our Hours and Locations.

Share Rates

Savings Accounts
Effective Date: 2/28/2024
TypeMinimum BalanceDividend RateAPY*
Regular Share Savings $500 0.05% 0.05%
Holiday and Vacation Club $500 0.15% 0.15%
IRA Savings $0 0.15% 0.15%
Money Market Savings $2,500 0.55% 0.55%
Money Market Savings $10,000 0.75% 0.75%
Money Market Savings $25,000 1.00% 1.00%
Money Market Savings $75,000 1.10% 1.11%
Kasasa Saver (qualifications met) $0 (Balances up to $5,000) 0.995% 1.00%
Kasasa Saver (qualifications met) Balances $5,000 and over 0.15% 0.15%
Kasasa Saver (qualifications not met) $0 0.01% 0.01%
Must have a Kasasa Cash or Cash Back Checking account to have a Kasasa Saver account. View full Kasasa Saver Account Disclosures here

Certificate Rates
Effective Date: 2/28/2024
TermMinimum BalanceDividend RateAPY*
6 Months $1000 3.057% 3.10%
1 Year $1000 3.928% 4.00%
2 Years $1000 4.121% 4.20%
3 Years $1000 3.397% 3.45%
4 Years $1000 3.203% 3.25%
5 Years $1000 2.618% 2.65%

IRA Certificate Rates
Effective Date: 2/28/2024
TermMinimum BalanceDividend RateAPY*
1 Year $1000 3.928% 4.00%
2 Years $1000 4.121% 4.20%
3 Years $1000 3.397% 3.45%
4 Years $1000 3.203% 3.25%
5 Years $1000 2.618% 2.65%

Checking Accounts
Effective Date: 2/28/2024
TypeMinimum BalanceDividend RateAPY*
Basic Checking $0 0.00% 0.00%
Kasasa Cash Back $0 0.00% 0.00%
Kasasa Cash Principal Rewards (qualifications met) $0 (balances up to $15,000) 1.982% 2.00%
Kasasa Cash Enhanced Rewards (qualifications met) $0 (balances up to $15,000) 4.889% APY 5.00%
Kasasa Cash (qualifications met) Balances $15,000 and over 0.25% 0.25%
Kasasa Cash (qualifications not met) $0 0.01% 0.01%

*Annual Percentage Yield (APY) is accurate as of Effective Date.

APY, terms, and conditions are subject to change without notice. Fees could reduce earnings on accounts. For current rates and terms for specific accounts, contact us. Dividends are paid from current income and available earnings. Dividends are compounded monthly and credited to your Regular Share, Holiday Club, Vacation Club, or Money Market Savings Account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month. The minimum balance column indicates the minimum balance required to earn stated APY. Accounts are insured up to $250,000 by the National Credit Union Administration.

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