Free Checking Accounts

Yes, you can deposit checks into your FiCare account using our iPhone and Android mobile banking apps.

Online you can see the date the check cleared and the check number. We give you a check register to help you record the payees. You may request a front and back copy of a check for $5.

For the first 30 days after you open a new account, FiCare will hold all checks (except BayCare payroll checks) for nine business days. Checks deposited through Mobile Deposit are held for two business days. We review all other checks on a case-by-case basis to determine if a hold is necessary.

Have your FiCare account number and routing number available when you speak with your company’s Payroll Specialists. Routing Number: 263182969

You can set up automatic bill payments from your FiCare accounts with our free Bill Pay service. Access Bill Pay through our mobile banking app, available for iPhone and Android, or through online banking.

You can transfer funds between your FiCare accounts using our iPhone and Android mobile banking apps, online banking or Call24 automated phone banking.

FiCare checking accounts are FREE! That means there is no monthly maintenance fee and no direct deposit or minimum balance requirements.

Speak to one of our Member Service Representatives by calling (813) 600-5920. File a police report the same day, if possible, in the jurisdiction where your checks were stolen.

Call 1-800-992-3808. When calling this activation line, you must call from the phone number FiCare has on file for your account or you will not be able to activate your card. NOTE: Joint owners must call from their own primary phone number listed on the account to activate their debit card and choose their PIN.

Yes, but keep in mind that there may be a fee. You can use FiCare ATMs at various BayCare locations and any Presto! ATM at Publix stores for free. This entitles you to free access to over 1,200 ATMs. For all other ATMs, FiCare charges a Foreign ATM fee (please refer to current fee schedule). The bank that owns the ATM may also charge a fee. If there is a surcharge, the machine should notify you before you complete the transaction. Refunds on ATM withdrawal fees (up to $15 monthly, up to $4.99 per transaction) are available with our Free Kasasa Checking account, when monthly qualifications are met.

Yes. However, you are required to contact FiCare before you leave the country to inform us of your travel plans. If you do not give us this information before your trip, your card will be declined when you attempt to use it outside the United States.

There is no charge for making a purchase with your VISA debit card.

Your first debit card is free when you open a checking account. When your card expires, you will automatically receive a free replacement card with a new expiration date. If you request a replacement because your card is lost, there is a $15 Card Replacement Fee.

Your card will continue to work through end of the month printed on their card. You should receive your replacement card no later than the 15th of that month. Remember to keep your address and other personal information up to date to avoid delays in receiving or activating your replacement card.

Providing the funds are in your account, you may use your debit card for purchases up to $2,500 per day or up to 15 transactions. You can withdrawal up to $1,000 per day at an ATM. If you use person-to-person payment options like Cash App or Zelle, the limit is $2,500 per day or three transactions.

The terms “debit card” and “check card” mean the same thing. A debit card withdraws money from your checking account as a check does; therefore, it debits your account. It can also withdraw money from your savings account. It can be used to make purchases at any retail establishment that displays the VISA logo.

Call 1-800-992-3808. When calling this line, you must call from the phone number FiCare has on file for your account or you will not be able to reset your PIN. NOTE: Joint owners must call from their own primary phone number listed on the account to reset their PIN.

To report your debit or credit card lost or stolen during business hours, call 813-600-5920 to speak to a FiCare representative. If it is after business hours, you should call 1-844-549-5200 for debit cards or 1-855-723-2821 for credit cards. During the next business day, call us at 813-600-5920 to have a new card ordered.