Pulse Perks Come Standard on Pulse & Pulse+ Checking Accounts:
Travel & Leisure Discounts
- Redeem and print coupons online.
- Access discounts from a mobile device.
- Local and national discounts on hotels, restaurants, rental cars, auto care, museums, sporting events, salon services, discounted movie tickets, and more.
(Available via mobile or web only.)
IDProtect®1
- Identity theft monitoring and protection service1
- Includes Credit File Monitoring, Credit Report, Identity Theft Expense Reimbursement Coverage2, and Resolution Service.
Health Discount Savings
- Vision - exams, glasses, contact lenses, etc.
- Prescriptions
- Dental
- This is NOT insurance
(Available via mobile or web only.)
Accidental Death & Dismemberment Insurance2
- Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance.
(Coverage divides equally among joint account owners and reduces by 50% at age 70.)
Cell Phone Protection2
- Covers up to 4 phones listed on the cell phone bill
- Covers damage or theft
- Up to two claims and maximum of $1,000 per eligible account, per 12-month period
- Up to $600 per claim
- $50 deductible per claim
- Cell phone bill must be paid using eligible account
Shopping RewardsTM
- Access to exclusive offers and discounts at thousands of leading online retailers
- Shop online using our customized shopping portal and receive cash back
- Cash back is held in your Shopping Rewards™ account and, upon request, can conveniently be sent to you via PayPal or check
(Registration/activation required; available via mobile or web only.)
Debit Advantage®
- Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft
- Extended Warranty2 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than 5 years
- Item(s) must be purchased entirely with this account
RideShare Protection2
- Up to $100,000 of accidental death and dismemberment coverage and $10,000 of accident medical expense benefit if injured while traveling in a vehicle operated by a transportation network company, as defined in the insurance certificate. Coverage also includes up to $250 personal property benefits for replacement of property stolen, damaged, or destroyed due to an accident while traveling in a vehicle operated by a transportation network company. Travel costs for Rideshare must be paid for through eligible checking account or a credit card issued by your financial institution. See Guide to Benefit for full details of coverage and exclusions.
IDProtect®1
Help Better Protect Your Identity
You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service1, can help better protect your identity.
Fully Managed Recovery
Comprehensive Identity Theft Resolution Services
Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
Identity Theft Expense Reimbursement
Up to $10,000 Identity Theft Expense Reimbursement2
To cover expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records. (Refer to Guide to Benefit for complete details of coverage.)
Credit File Monitoring
Daily credit file monitoring and automated alerts of key changes to your credit report.
(Registration/activation required.)
Credit Report
Ability to request a single bureau credit report every six months or upon opening a resolution case.
(Registration/activation required.)
Identity Monitoring
Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified.
(Registration/activation required.)
CyberRecoverTM
Get 24/7 access to personal cyber advocates who can help defend against extortion, ransomware, online fraud, gaming security risks and more. These experts provide immediate support and guidance helping you navigate and mitigate the impact of cyber incidents. With CyberRecover, feel secure knowing that professional help is always available to protect your online life.
Financial Wellness 360º
Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness.
(Available via mobile or web only.)
*APY = Annual Percentage Yield. APYs are accurate as of January 2026 and are subject to change at any time without notice. Dividends are paid monthly and are compounded and credited according to the account terms. Fees may reduce earnings. Minimum balance requirements, transaction qualifications, or other conditions may apply to earn the stated APY. Refer to the Account Agreement and Truth-in-Savings Disclosure for complete details. Pulse Plus Checking earns dividends based on tiered balances, with balances up to $2,500 earning an APY of up to 6.00% and balances above $2,500 earning an APY of 0.01%. The blended APY will vary depending on the account balance.
1Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate.
3Available for the primary account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
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