Achieving your life goals begins with a good savings routine. As your financial partner, we offer savings plans that encourage this healthy financial habit. Explore the variety of options created to fit your individualÂ circumstances and goals.
Peace of Mind
Your money is safe at FiCare. Savings are federally insured by the National Credit Union Administration (NCUA).
Your Money Grows Faster
Benefit from competitive rates and interest that is compounded and credited monthly.
Easy and Convenient
With direct deposit, your savings can easily grow without a second thought.
Earn dividends on your balance as you grow your savings automatically.
How It Works
Free account that builds your savings effortlessly
Links to free Kasasa CashÂ®or Kasasa Cash BackÂ® checking
Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
1.00% APY* on balances up to $5,000
0.15% APY* on balances over $5,000
0.01% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back account
No minimum balance to earn rewards
No monthly maintenance fees
$25 minimum deposit to open
Qualifying to Earn Rewards is Easy
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
At least 12 debit card purchases
At least 1 direct deposit or ACH payment or bill pay transaction
Alleviates the stress and financial burden of the holiday season by ensuring you have money to spend when the time comes.
Designed to Encourage Saving
Deposits are locked in during the â€śHoliday Club Year.â€ť AnÂ early withdrawal penalty feature motivates you to avoid using this money for other purposes. Funds become available for use just in time for holiday shopping!
How It Works
Get started with a $0 balance.
Minimum $500 average daily balance required to earn dividends.
The â€śHoliday Club Yearâ€ť runs from November 1st through October 31st.
Allows unlimited deposits.
Funds automatically transfer to your regular share savings on November 1st.
Your money is insured by the National Credit Union Administration (NCUA), an independent agency of the United States Government. Your savings is federally insured up to $250,000 and backed by the full faith and credit of the United States Government. Click here to learn more.