FiCare is the credit union tailor-made for healthcare employees. For 59 years, team members have trusted us to be their financial partner – helping them save, borrow, and insure. When you become a part of our family, you too will receive the financial products, education, and attentive, personalized service you want and deserve.


Safe and Secure

Your savings are federally insured by the National Credit Union Administration.

Competitive Rates

Take advantage of our great rates. Earn more on your savings and pay less interest on your loans.

Exclusive Discounts

From scrubs to home security, your membership entitles you to a variety of discounts and savings.


Who Can Join

  • Employees, independent contractors, or self-employed persons who work regularly in the health care industry in Florida
  • Family members of the groups listed above
  • Relatives of a current member of the credit union


An Employee Benefit The Won't Cost You A Dime

  • No cost to provide this benefit 
  • Dedicated Account Executive to help you communicate the Credit Union Advantage and conduct on-site membership enrollments
  • We provide materials at no cost and can participate in employee wellness and benefit fairs
  • Complimentary learning seminars conducted on-site
  • Happy employees

How To Join

Get Started Online


Complete our secure online application today. A member of our service team will follow up with you to finalize your application and open your accounts.  Please make sure to provide a good contact number and email address for us to reach you.

* Required Fields
How did you hear about us?
Social Security Number:
 -   - 

Date of Birth:
 /   / 
Accounts Requested (Primary Savings automatic with membership):
I have read and accept the Membership Agreement:
Security Code:


Here's What You'll Need:


Valid government-issued photo ID

  • Driver’s license
  • State-issued ID card
  • Military ID
  • U.S. Passport

Secondary form of ID

  • Your employee badge
  • Social security card
  • Credit or debit card

Valid addresses

You will need to provide proof of address if your address is different than the one listed on your photo identification.

Your Social Security Number

or Tax Identification Number (TIN)

$5.00 for your initial deposit

Cash, check, debit or credit card


Youth Accounts

Youths opening an account will need to provide any two of the following forms of identification: birth certificate, social security card, valid state ID, US Passport, or student ID. Photo identification is required for Teen Checking accounts. A youth account must have an adult owner over 18. Adults must provide government-issued photo identification and a secondary form of ID, such as an employee badge or social security card.

Visit a Branch


Come in and see us! Stop by any branch location to join.


Find a FiCare Branch Location

Mobile Branch Services

FiCare is the credit union tailor-made for busy healthcare team members and their families. That is why we bring the credit union to you with mobile branches at participating facilities.

Enjoy the convenient services of a mobile branch at your healthcare facility.

  • New account opening
  • Loan application and closings
  • Online and mobile banking assistance
  • Mobile check deposit
  • Electronic withdrawal requests
  • Debit card support
  • Account maintenance
  • Direct deposit assistance
  • Free financial counseling (by appointment only)

Request a Mobile Branch


Average Savings When Banking With Us

Choose our savings and checking accounts to avoid typical fees.



No Membership Fee


We don’t charge a “membership fee” to join. That means you’ll save up to $15 when you join our credit union. 1


Learn More


Free Checking


On average, major banks charge $162.96 a year to have a checking account. FiCare checking is free! 2


Learn More


Average Savings When Refinancing With Us

We’ll beat your current interest rate when you move your auto loan over to FiCare.



Lower Your Payment

Members are paying an average of $40.48 less per month. 3


Pay Less Interest

Members are saving an average of $1,153.49 over the life of the loan. 3


Get a Better Interest Rate

Members have reduced their interest rate by an average of 2.48%. 3


Learn More


Average Savings When Consolidating Debt With Us

Simplify and save with a debt consolidation loan.



Simplify Your Payments

Members are paying an average of $43.12 less per month. 4


Save Money

Members are saving an average of $10,832.16 in finance charges. 4


Learn More



Tailor-Made Convenience

Online Banking

It’s an easy and secure way to manage your accounts with so many useful features.

Mobile Banking

Stay on top of your accounts wherever you go. Download our mobile app for Android and iPhone.

Mobile Check Deposit

Deposit checks anytime using your smartphone or tablet.

Over 5,000 Branches

Visit our branches in BayCare hospitals or a nearby Shared Branch location.

Over 1,200 Free ATMs

Use FiCare ATMs at BayCare facilities and any Presto! ATM at your neighborhood Publix free.

Convenient Services

Save time and money with other convenient services, like direct deposit and the Auto Advisors car-buying service.

Mobile Branches

We bring credit union services to you with Mobile Branches at participating BayCare facilities.

Call 24 Voice Response

This 24/7 automated phone system provides account balances and transfers.

Online Bill Pay

Pay businesses and people with our free bill pay service.

Tailor-Made Benefits

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