FiCare is the credit union tailor-made for BayCare. For 59 years, hospital team members have trusted us to be their financial partner – helping them save, borrow, and insure. When you become a part of our family, you too will receive the financial products, education, and attentive, personalized service you want and deserve.

 

Safe and Secure

Your savings are federally insured by the National Credit Union Administration.

Competitive Rates

Take advantage of our great rates. Earn more on your savings and pay less interest on your loans.

Exclusive Discounts

From scrubs to home security, your membership entitles you to a variety of discounts and savings.

 

Who Can Join

  • BayCare team members, volunteers, contractors, or retirees
  • Employees or residents of Concordia Village of Tampa
  • Family members of the groups listed above
  • Relatives of a current member of the credit union

Average Savings When Banking With Us

Choose our savings and checking accounts to avoid typical fees.

 

$15

No Membership Fee

 

We don’t charge a “membership fee” to join. That means you’ll save up to $15 when you join our credit union. 1

 

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$163

Free Checking

 

On average, major banks charge $162.96 a year to have a checking account. FiCare checking is free! 2

 

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Average Savings When Refinancing With Us

We’ll beat your current interest rate when you move your auto loan over to FiCare.

 

$40

Lower Your Payment

Members are paying an average of $40.48 less per month. 3

$1,153

Pay Less Interest

Members are saving an average of $1,153.49 over the life of the loan. 3

2.48%

Get a Better Interest Rate

Members have reduced their interest rate by an average of 2.48%. 3

 

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Average Savings When Consolidating Debt With Us

Simplify and save with a debt consolidation loan.

 

$43

Simplify Your Payments

Members are paying an average of $43.12 less per month. 4

$10,832

Save Money

Members are saving an average of $10,832.16 in finance charges. 4

 

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Tailor-Made Convenience

Online Banking

It’s an easy and secure way to manage your accounts with so many useful features.

Mobile Banking

Stay on top of your accounts wherever you go. Download our mobile app for Android and iPhone.

Mobile Check Deposit

Deposit checks anytime using your smartphone or tablet.

Over 5,000 Branches

Visit our branches in BayCare hospitals or a nearby Shared Branch location.

Over 1,200 Free ATMs

Use FiCare ATMs at BayCare facilities and any Presto! ATM at your neighborhood Publix free.

Convenient Services

Save time and money with other convenient services, like direct deposit and the Auto Advisors car-buying service.

Mobile Branches

We bring credit union services to you with Mobile Branches at participating BayCare facilities.

Call 24 Voice Response

This 24/7 automated phone system provides account balances and transfers.

Online Bill Pay

Pay businesses and people with our free bill pay service.

Tailor-Made Benefits

Scrubs N Stuff Discount

Love My Credit Union Rewards

uChoose Rewards®

Free AD&D Insurance

Affordable Life Insurance

Auto Insurance Savings

Hospital Accident Plan Insurance

Free Auto Advisors Car-Buying Service

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How To Join

Here's What You'll Need:

 

Valid government-issued photo ID

  • Driver’s license
  • State-issued ID card
  • Military ID
  • U.S. Passport

Secondary form of ID

  • Your BayCare badge
  • Social security card
  • Credit or debit card

Valid addresses

You will need to provide proof of address if your address is different than the one listed on your photo identification.

Your Social Security Number

or Tax Identification Number (TIN)

$5.00 for your initial deposit

Cash, check, debit or credit card

 

Youth Accounts

Youths opening an account will need to provide any two of the following forms of identification: birth certificate, social security card, valid state ID, US Passport, or student ID. Photo identification is required for Teen Checking accounts. A youth account must have an adult owner over 18. Adults must provide government-issued photo identification and a secondary form of ID, such as a BayCare badge or social security card.

Visit a Branch

 

Come in and see us! Stop by any branch location to join.

 

Find a FiCare Branch Location

Get Started Online

 

You can begin the process online. Download and complete the New Account Forms and return them to the nearest branch location.

 

Download and Complete the New Account Forms

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