Share Rates

Savings Accounts
Effective Date: 11/20/2025
TypeMinimum BalanceDividend RateAPY*
Regular Share Savings $500 0.05% 0.05%
Holiday and Vacation Club $500 0.15% 0.15%
IRA Savings $0 0.15% 0.15%
Money Market Savings $2,500 0.30% 0.30%
Money Market Savings $10,000 0.50% 0.50%
Money Market Savings $25,000 0.75% 0.75%
Money Market Savings $75,000 0.85% 0.85%

Certificate Rates
Effective Date: 11/20/2025
TermMinimum BalanceDividend RateAPY*
6 Months $1000 2.91% 2.95%
1 Year $1000 3.35% 3.40%
2 Years $1000 3.30% 3.35%
3 Years $1000 3.30% 3.35%
4 Years $1000 3.20% 3.25%
5 Years $1000 3.20% 3.25%

IRA Certificate Rates
Effective Date: 11/20/2025
TermMinimum BalanceDividend RateAPY*
1 Year $1000 3.35% 3.40%
2 Years $1000 3.30% 3.35%
3 Years $1000 3.30% 3.35%
4 Years $1000 3.20% 3.25%
5 Years $1000 3.20% 3.25%

Checking Accounts
Effective Date: 11/20/2025
TypeMinimum BalanceDividend RateAPY*
Basic Checking $0 0.00% 0.00%

*Annual Percentage Yield (APY) is accurate as of Effective Date.

APY, terms, and conditions are subject to change without notice. Fees could reduce earnings on accounts. For current rates and terms for specific accounts, contact us. Dividends are paid from current income and available earnings. Dividends are compounded monthly and credited to your Regular Share, Holiday Club, Vacation Club, or Money Market Savings Account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month. The minimum balance column indicates the minimum balance required to earn stated APY. Accounts are insured up to $250,000 by the National Credit Union Administration.

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