Watch Your Money Bloom

Spring is in full bloom and it's the perfect time to give your finances a checkup. If one of your goals right now is to save more, we're here to give your efforts a boost. 

Between higher prices and market volitility, many members are asking for safer and more rewarding investment opportunities. We're happy to announce that for a Limited Time, we're giving all members the opportunity to earn guaranteed returns on our Special 15-Month Share Certificate.

What is a Share Certificate?

Share Certificate Accounts, commonly called Certificates of Deposit (CD), are an excellent tool to boost your savings. 

• The money you put in your Share Certificate is "locked" in for the designated term; in this case, 15 months.

• In exchange, you earn much higher yields than other savings options.

• Share Certificates force you to save by limiting access to your funds - helping your savings grow even faster!

Who Should Invest with Certificates?

Everyone! Certificates allow you to earn greater returns on your money without any market risk. Plus, the earnings are guaranteed!^{^} 

Here are a few ideal scenarios where Certificates shine:

• Nearing Retirement: Share Certificates are a more conservative investment option that carry no market risk (e.g., stocks and bonds).

• Diversifying Your Portfolio: A well-diversified investment portfolio is a winning strategy for any investor.

• First-Time Investors: Before jumping into risk-based investments, learn to not touch your money and let it compound with a Cerfiticate.

• Achieving Goals: Each certificate has a "term" or investment period. You can time your Certificates to coincide with future goals (e.g., new car down payment). 

Questions?

If you have any questions about our Special 15-Month Share Certificates or want to find out if a Certificate is right for you, we're happy to help! Please call 813.600.5920 or stop by any of our convenient branch locations!

*APY = Annual Percentage Yield. Minimum deposit is $1,000. New funds earn 4.00% APY. Existing funds earn 3.75% APY (existing funds on deposit with FiCare greater than 30 days). Funds cannot be withdrawn then redeposited to earn new rate. APY, terms, and conditions are subject to change without notice. Fees could reduce the earnings on accounts. For current rates and terms for specific accounts, contact us. Dividends are paid monthly.

^Your savings are federally insured by the National Credit Union Administration (NCUA), a U.S. government agency, to at least $250,000 and backed by the full faith and credit of the United States government.