Personal Loans
You can use personal loans for a wide variety of reasons, such as weddings, auto repairs, home improvements, debt consolidation, vacations, and more!
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24-Hour Decisions
We make the process quick and easy with simple applications, 24-hour decisions, and convenient closing options.
Free Official Checks
We can pay the companies or creditors directly from the loan proceeds with free Official Checks.
No Origination or Application Fees
Some lenders charge an origination fee of between 1% and 8%. At FiCare, there are no application or origination fees.
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What Is Your Goal?
A personal loan may be just what you need!
Consolidate My Debt
Combine debts, such as credit cards, store cards, personal loans, collections accounts, and more. We make it easy by paying off the accounts for you.
- Simplify your life by turning multiple payments into one manageable monthly payment.
- Consolidate debts with higher interest rates to lower your cost of debt, pay off debt faster, and achieve the goal of becoming debt-free!
Home Improvement
Update your bathroom, upgrade your appliances, replace your countertops, or install a refreshing new pool. You can do so much around your home with a personal loan.
Convenient and Easy
We can make direct payments to the companies doing the work.
Pay for an Event or School
Make your dreams a reality, whether it be your dream wedding or vacation. Use a personal loan to continue your education, helping you secure your dream career. You may use a small personal loan to get your children prepared for the new school year.
Cover My Medical Expenses
Cover a large hospital bill, consolidate multiple medical debts, or clean up those collections on your credit report. You can finally get the LASIK vision correction you have always wanted or the braces your child needs. A personal loan can pay for a variety of medical, dental, and vision expenses.
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How It Works
- Loan Amounts: From $500 up to $30,000
- Term: 84 months or less, depending on the amount borrowed
- No application fees, loan fees, or prepayment penalty
- No collateral required
- Your credit score determines your loan interest rate.
- Depending on the amount, you may be required to provide estimates of the expenses or statements of the accounts you are consolidating before approval.
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Loan offers are subject to credit approval based upon applicant’s conformity with standard credit union approval guidelines. Loan application submitted Friday through Sunday or on holidays typically receive a decision the next business day. Speak to a Loan Officer for further details. Official checks are free when paid directly to the creditors or companies from the loan proceeds at the time of loan closing. Official checks requested during other branch visits are subject to a fee. See Fee Schedule.
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