Request to Skip a Payment

To qualify for the Skip-A-Month loan payment offer, all of the following conditions must be satisfied: 

  • Member's credit union account must be in good standing with the $5 minimum share balance in their savings account.
  • All loans must be current to participate.
  • Loans must have made their first three (3) payments on time.
  • Each loan can only be skipped two (2) times per year (during a rolling 12-month period). Loan payment can not be skipped two months in a row.
  • Member must pay the $40 processing fee when the request form is turned in for the loan to be skipped.
  • Both parties must sign when skipping a payment on a joint loan.
  • Payday Alternative Loan (PAL) and Credit Card payments cannot be skipped.


* Required Fields
Please enter all applicable loan trailer #s
EXAMPLE: Loan Trailer(s) #21, 22, 23, 24 (Check your Statement, Call 24, or Online Banking for your specific trailer #’s)
If there is no Joint on the loan, please enter N/A for Co-Borrower's signature.
By signing above, you authorize FiCare Federal Credit Union to advance your due date by one month and understand that this will extend the maturity date of your loan. Interest will accrue on the unpaid balance during the month you skip your payment, and when payments resume, the unpaid interest will be collected first. FiCare reserves the right to refuse any skip-a-payment request. If denied, you will be notified by mail. Other restrictions may apply; refer to the account and loan disclosures and agreements.
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