We believe checking should be free! Other financial institutions charge a monthly service fee or may have complex requirements to get a free checking. At FiCare, there are no hoops, loops, or hurdles. Your account is simply free!

With Kasasa¬ģ Checking, you can choose to earn a high rate on your balance or get refunds on debit card purchases. You‚Äôll also get refunds on ATM withdrawal fees, nationwide.*¬†

 

uChoose Debit Card Rewards¬ģ

Simply register your debit card and you'll start earning points every time you swipe and sign for everyday purchases.  Track and redeem your points online at uchooserewards.com and redeem for cash back, merchandise, gift cards and more. 

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Various Ways to Access

Use your debit card, write checks, withdraw at a branch or ATM, make automatic payments, receive your paycheck by direct deposit, deposit checks through the mobile app and more.

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Checking Account Options

Cash out your vehicle's equity

 

To add a Kasasa Cash Back Checking account; stop by a branch, call, or email us.

Email Us

 

 

Kasasa Cash¬ģ Checking

Earn a high rate on your balance and more with this free checking account.

How It Works

  • Free checking that earns high dividends
  • 2.00% APY* on balances up to $5,000
  • 2.00% to 0.33% APY on balances over $5,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $15 monthly, up to $4.99 each)*
  • Can link to free Kasasa Saver¬ģ to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • No minimum deposit to open

Qualifying to Earn Rewards is Easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 direct deposit or ACH payment or bill pay transaction
  • Be enrolled in and agree to receive e-statements

*Click here to view full account disclosures

 

Woman with FiCare debit card

 

To add a Kasasa Cash Back Checking account; stop by a branch, call, or email us.

Email Us

Kasasa Cash Back¬ģ Checking

Earn refunds on purchases and more with this free checking account.

How It Works

  • Free checking that pays you back
  • 3.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $15 monthly, up to $4.99 each)*
  • Can link to free Kasasa Saver¬ģ to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • No minimum deposit to open

Qualifying to Earn Rewards is Easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 direct deposit or ACH payment or bill pay transaction
  • Be enrolled in and agree to receive e-statements

*Click here to view full account disclosures

 

FiCare Debit Card

 

Open Account

 

 

Standard Checking

Our standard free checking account comes with all the ease and convenience you could want.

  • Visa Debit Card with¬†embedded chip technology, Verified by Visa and compatible with person-to-person payment apps,¬†like Zelle and Cash App
  • Earn rewards points on every¬†signature-based debit card transaction and redeem¬†points for gift cards, merchandise, travel and more
  • Fee-free withdrawals at over 1,200 ATMs through FiCare ATM locations and the Publix Presto! network
  • Online and mobile banking with FREE Bill Pay
  • Unlimited transactions

 

We’ve Got You Covered

Overdraft Protection

Sometimes things just don't go as planned. Overdraft Protection (Courtesy Pay) helps you:

  • Avoid the embarrassment of a declined debit card transaction.
  • Prevent¬†the hassle and expense of finding alternative payment arrangements.
  • Ensure you have access to funds during unforeseen circumstances and emergencies.

How It Works

We first check to see if funds are available in the savings account to cover the item. If funds are available, we will automatically transfer money to the checking account to cover the overdraft. If funds are not available, opting-in to Courtesy Pay will allow you to overdraft your checking account, up to your approved limit, to pay the item. There is a fee each time you use this service.

  • Direct deposit is required to qualify
  • Maximum $500 limit

Opt in Now

 

Restrictions apply, ask a Member Service Representative for details.

Simply the Best Way to Manage Your Payments

Interactive Video Player

 

Online Banking

Feature Highlights

  • Pay virtually anyone.¬†
  • Same day or next day payments are available.
  • Group payments into categories and set up automatic payments.
  • Receive eBills to go green and make¬†managing your bills easier.
  • Receive updates through email when you receive a bill or when it's due.
  • Search your bill history.
  • Get quick answers to questions you might have through the Message Center.
  • It's completely safe and more secure than mailing paper checks.

 

Checking Questions

 

uChoose Rewards is a registered trademark of Fiserv, Inc.

 

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