Loan Rates
Loan Rates
| Auto & Motorcycle Loans |
| Effective Date: Thursday, April 24th, 2025 |
| Type | Term | APR* as low as |
| New or Used |
up to 36 months |
4.49% |
| New or Used |
up to 48 months |
4.99% |
| New or Used |
up to 60 months |
5.99% |
| New or Used |
up to 72 months |
6.24% |
| New or Used |
up to 84 months |
6.49% |
| Boats, RVs, Travel Trailers |
| Effective Date: Thursday, April 24th, 2025 |
| Type | Term | APR* as low as |
| New or Used |
up to 84 months |
6.99% |
| New or Used |
up to 144 months |
7.49% |
| New or Used |
up to 180 months |
7.99% |
| ATV, Jet Ski, Misc. Specialty Vehicle |
| Effective Date: Thursday, April 24th, 2025 |
| Type | Term | APR* as low as |
| New or Used |
up to 48 months |
7.24% |
| New or Used |
up to 72 months |
7.74% |
| Personal Loans |
| Effective Date: Thursday, April 24th, 2025 |
| | Term | APR* as low as |
| Unsecured Loan |
up to 84 months |
9.99% |
| Share Secured Loans |
| Effective Date: Thursday, April 24th, 2025 |
| | Term | APR* as low as |
| Share Secured |
up to 120 months |
Share rate + 3.75% |
| Certificate Secured |
Certificate Term |
CD rate + 3.75% |
| Credit Cards |
| Effective Date: Thursday, April 24th, 2025 |
| Type | APR* as low as |
| Platinum Visa |
9.50% |
| Secured Visa |
13.90% |
*APR is Annual Percentage Rate.
Rates, terms, and conditions are subject to change without notice. Rates vary by individual credit history and term of loan. All rates discounts and/or promotional offers combined may not go below the current floor rate of 4.00% APR for consumer loans. For current rates and terms for specific loans, contact us. Loan applications with verification of income and Buyer's Orders may be submitted in person, by mail, or by fax to the appropriate office. See our Hours and Locations.
Deposit Rates
Share Rates
| Savings Accounts |
| Effective Date: 12/19/2024 |
| Type | Minimum Balance | Dividend Rate | APY* |
| Regular Share Savings |
$500 |
0.05% |
0.05% |
| Holiday and Vacation Club |
$500 |
0.15% |
0.15% |
| IRA Savings |
$0 |
0.15% |
0.15% |
| Money Market Savings |
$2,500 |
0.30% |
0.30% |
| Money Market Savings |
$10,000 |
0.50% |
0.50% |
| Money Market Savings |
$25,000 |
0.75% |
0.75% |
| Money Market Savings |
$75,000 |
0.85% |
0.85% |
| Kasasa Saver (qualifications met) |
$0 (Balances up to $5,000) |
0.995% |
1.00% |
| Kasasa Saver (qualifications met) |
Balances $5,000 and over |
0.15% |
0.15% |
| Kasasa Saver (qualifications not met) |
$0 |
0.01% |
0.01% |
| Must have a Kasasa Cash or Cash Back Checking account to have a Kasasa Saver account. View full Kasasa Saver Account Disclosures here |
| Certificate Rates |
| Effective Date: 11/19/2024 |
| Term | Minimum Balance | Dividend Rate | APY* |
| 6 Months |
$1000 |
2.91% |
2.95% |
| 1 Year |
$1000 |
3.35% |
3.40% |
| 2 Years |
$1000 |
3.35% |
3.40% |
| 3 Years |
$1000 |
3.30% |
3.35% |
| 4 Years |
$1000 |
3.20% |
3.25% |
| 5 Years |
$1000 |
2.96% |
3.00% |
| IRA Certificate Rates |
| Effective Date: 11/19/2024 |
| Term | Minimum Balance | Dividend Rate | APY* |
| 1 Year |
$1000 |
3.35% |
3.40% |
| 2 Years |
$1000 |
3.35% |
3.40% |
| 3 Years |
$1000 |
3.30% |
3.35% |
| 4 Years |
$1000 |
3.20% |
3.25% |
| 5 Years |
$1000 |
2.96% |
3.00% |
| Checking Accounts |
| Effective Date: 2/28/2024 |
| Type | Minimum Balance | Dividend Rate | APY* |
| Basic Checking |
$0 |
0.00% |
0.00% |
| Kasasa Cash Back |
$0 |
0.00% |
0.00% |
| Kasasa Cash Principal Rewards (qualifications met) |
$0 (balances up to $15,000) |
1.982% |
2.00% |
| Kasasa Cash Enhanced Rewards (qualifications met) |
$0 (balances up to $15,000) |
4.889% |
5.00% |
| Kasasa Cash (qualifications met) |
Balances $15,000 and over |
0.25% |
0.25% |
| Kasasa Cash (qualifications not met) |
$0 |
0.01% |
0.01% |
*Annual Percentage Yield (APY) is accurate as of Effective Date.
APY, terms, and conditions are subject to change without notice. Fees could reduce earnings on accounts. For current rates and terms for specific accounts, contact us. Dividends are paid from current income and available earnings. Dividends are compounded monthly and credited to your Regular Share, Holiday Club, Vacation Club, or Money Market Savings Account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month. The minimum balance column indicates the minimum balance required to earn stated APY. Accounts are insured up to $250,000 by the National Credit Union Administration.
