Loan Rates

Auto & Motorcycle Loans
Effective Date: Wednesday, October 4th, 2023
TypeAPR* as low asTerm
New 4.74% up to 36 months
Used 4.74% up to 36 months

Boats, RVs, Travel Trailers
Effective Date: Wednesday, October 4th, 2023
TypeAPR* as low asTerm
New 6.24% up to 36 months
Used 6.24% up to 36 months

ATV, Jet Ski, Misc. Specialty Vehicle
Effective Date: Wednesday, October 4th, 2023
TypeAPR* as low asTerm
New 7.24% up to 48 months
Used 7.24% up to 48 months

Personal Loans
Effective Date: Wednesday, October 4th, 2023
APR* as low as
  8.99%

Home Equity Loan
Effective Date: Wednesday, October 4th, 2023
APR* as low as
  6.74%

Share Secured Loans
Effective Date: Wednesday, October 4th, 2023
APR* as low as
  Share rate + 3.75%

Credit Cards
Effective Date: Wednesday, October 4th, 2023
NameAPR* as low as
Platinum Visa 9.50%
Secured Visa 13.90%

*APR is Annual Percentage Rate.

Rates, terms, and conditions are subject to change without notice. The rate you pay will be based on your credit history. For current rates and terms for specific loans, contact us. Loan applications with verification of income and Buyer's Orders may be submitted in person, by mail, or by fax to the appropriate office. See our Hours and Locations.

Share Rates

Savings Accounts
Effective Date: 9/28/2023
TypeMinimum BalanceDividend RateAPY*
Regular Share Savings $500 0.05% 0.05% APY
Holiday and Vacation Club $500 0.15% 0.15% APY
IRA Savings $0 0.15% 0.15%
Money Market Savings $2,500 0.55% 0.55% APY
Money Market Savings $10,000 0.75% 0.75% APY
Money Market Savings $25,000 1.00% 1.00% APY
Money Market Savings $75,000 1.10% 1.11%
Kasasa Saver (qualifications met) $0 (Balances up to $5,000) 0.995% 1.00% APY
Kasasa Saver (qualifications met) Balances $5,000 and over 0.15% 0.15% APY
Kasasa Saver (qualifications not met) $0 0.01% 0.01% APY
Must have a Kasasa Cash or Cash Back Checking account to have a Kasasa Saver account. View full Kasasa Saver Account Disclosures here

Certificate Rates
Effective Date: 9/28/2023
TermMinimum BalanceDividend RateAPY*
6 Months $1000 3.057% 3.10%
1 Year $1000 3.928% 4.00%
2 Years $1000 4.121% 4.20%
3 Years $1000 3.397% 3.45%
4 Years $1000 3.203% 3.25%
5 Years $1000 3.008% 3.05%
12-Month Special Certificate $10,000 (New Money Only) 5.223% 5.35%

IRA Certificate Rates
Effective Date: 9/28/2023
TermMinimum BalanceDividend RateAPY*
1 Year $1000 3.928% 4.00%
2 Years $1000 4.121% 4.20%
3 Years $1000 3.397% 3.45%
4 Years $1000 3.203% 3.25%
5 Years $1000 3.008% 3.05%

Checking Accounts
Effective Date: 5/1/2023
TypeMinimum BalanceDividend RateAPY*
Basic Checking $0 0.00% 0.00% APY
Kasasa Cash Back $0 0.00% 0.00% APY
Kasasa Cash Principal Rewards (qualifications met) $0 (balances up to $15,000) 1.982% 2.00% APY
Kasasa Cash Enhanced Rewards (qualifications met) $0 (balances up to $15,000) 4.889% APY 5.00% APY
Kasasa Cash (qualifications met) Balances $15,000 and over 0.25% 0.25% APY
Kasasa Cash (qualifications not met) $0 0.01% 0.01% APY

*Annual Percentage Yield (APY) is accurate as of Effective Date.

APY, terms, and conditions are subject to change without notice. Fees could reduce earnings on accounts. For current rates and terms for specific accounts, contact us. Dividends are paid from current income and available earnings. Dividends are compounded monthly and credited to your Regular Share, Holiday Club, Vacation Club, or Money Market Savings Account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month. The minimum balance column indicates the minimum balance required to earn stated APY. Accounts are insured up to $250,000 by the National Credit Union Administration.

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