Loan Rates

Auto Loans
TypeAPR* as low as
New (2018-2019) 3.25%
Used 3.50%

Personal Loans
APR* as low as
  9.75%

Share Secured Loans
APR* as low as
  2.60%

Boats, RVs, Travel Trailers
TypeTermAPR* as low as
New Up to 180 Months 5.75%
Used Up to 84 Months 5.75%

Motorcycles
TypeTermAPR* as low as
HARLEY-DAVIDSON
New Up to 72 Months 3.75%
Used Up to 60 Months 3.75%
OTHER MOTORCYCLES
New Up to 72 Months 6.75%
Used Up to 60 Months 6.75%

*APR is Annual Percentage Rate.

Rates, terms, and conditions are subject to change without notice. The rate you pay will be based on your credit history. For current rates and terms for specific loans, contact us. Loan applications with verification of income and Buyer's Orders may be submitted in person, by mail, or by fax to the appropriate office. See our Hours and Locations.

Share Rates

Savings Accounts
TypeMinimum BalanceDividend RateAPY*
Regular Share Savings $500 0.10% 0.10% APY
Holiday and Vacation Club $500 0.10% 0.10% APY
Money Market Savings $2,500 0.40% 0.40% APY
Money Market Savings $10,000 0.50% 0.50% APY
Money Market Savings $25,000 0.60% 0.60% APY

Checking Accounts
Minimum BalanceDividend RateAPY*
$0 0.00% 0.00% APY
No monthly service fee! No direct deposit requirements! No per check charge!

*Annual Percentage Yield (APY) is accurate as of September 2019.

APY, terms, and conditions are subject to change without notice. Fees could reduce earnings on accounts. For current rates and terms for specific accounts, contact us. Dividends are paid from current income and available earnings. Dividends are compounded monthly and credited to your Regular Share, Holiday Club, Vacation Club, or Money Market Savings Account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month. The minimum balance column indicates the minimum balance required to earn stated APY. Accounts are insured up to $250,000 by the National Credit Union Administration.

Certificate of Deposit Rates

Certificate Rates
TermMinimum BalanceDividend RateAPY*
6 Months $1,000 1.143% 1.15% APY
1 Year $1,000 1.48% 1.50% APY
2 Years $1,000 1.785% 1.80% APY
3 Years $1,000 1.933% 1.95% APY
4 Years $1,000 2.227% 2.25% APY
5 Years $1,000 2.472% 2.50% APY

*Annual Percentage Yield (APY) is accurate as of September 1, 2019.

APY, terms, and conditions are subject to change without notice. Dividends are compounded monthly and credited to your certificate or share account monthly. Certificates are subject to penalty for early withdrawal. Fees could reduce earnings of account. For current rates and terms for specific accounts, contact us. Accounts are insured up to $250,000 by the National Credit Union Administration.

Credit Card Rates

Platinum Visa - No Annual Fee
Credit ScoreRate
750 and above 9.50% APR*
749-680 11.50% APR*
679-640 13.90% APR*
639-600 15.50% APR*
599-550 17.50% APR*
549-0 17.50% APR*

Credit Builder Visa - No Annual Fee
Credit ScoreRate
Not Required 13.90% APR*

*APR is Annual Percentage Rate. APR is subject to change after the credit line is opened.

No Annual Fees. The rate you pay will be based on your credit history. A credit report is not required when applying for a Credit Builder Visa. See FiCare loan officer for full details.

 

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